NPIM delivers a well-thought-out investment process equipped with the talent and resources to create a measurable, efficient and responsibly-managed investment portfolio. 


Using the principles of Modern Portfolio Theory, NPIM begins the investment process by using historical levels of measurable risk and return to build optimized portfolios along the risk spectrum. These are the baseline portfolios that will be tactically allocated in Step Two. 


NPIM forecasts the short- to medium-term risk and return of asset classes based on the current economic outlook. The Investment Committee uses these predictions to implement tactical under- and over-weights to the strategic allocation. The committee - comprised of experienced industry professionals - meets regularly to discuss changing market conditions, creating efficiencies for advisors and investors alike. 


When selecting mutual fund managers, NPIM looks for a long-term track record of risk-adjusted outperformance. Managers are selected based on stock-selection abilities and consistency with stated objectives. In choosing ETFs, funds are selected that carry competitive expense ratios, high liquidity and low tracking error to their target benchmark. With a wide selection of active and passive investments to choose from, NPIM's accessibility to ETFs and institutional share class mutual funds is vast. 


Performance management is a necessary component of asset allocation. NPIM systematically monitors performance and continually updates its macroeconomic outlook. When the outlook changes or an asset class has met return expectations, the Investment Committee will rebalance the portfolio to new tactical weights. Portfolios are monitored for underperformance of funds and rebalances may include manager changes. 

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© American Portfolios 2019

This material is presented for informational and illustrative purposes only and should not be construed as investment advice, a recommendation to purchase or sell specific securities, or to adopt any particular investment strategy. Any current investment views and opinions/analyses expressed constitute judgments as of the date of this material and are subject to change at any time without notice. This material has been prepared on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. However, no assurances are provided regarding the reliability of such information and American Portfolios Advisors Inc. (APA) has not sought to independently verify information taken from public and third-party sources. APA makes no representation as to the accuracy, completeness, timeliness, merchantability or fitness for a specific purpose of the information provided from outside sources in this content, and assumes no liability whatsoever for any action taken in reliance on the information contained therein. This material may contain statements that are not historical facts, referred to as forward-looking statements. Future results may differ significantly from those stated in forward-looking statements, depending on factors such as changes in securities or financial market or general economic conditions. 


Investing entails risks and there can be no assurance that any forecasts or opinions expressed in this material will be realized, or whether Nine Points Investment Management (NPIM) will achieve the objectives herein or any particular performance results. It is not possible to directly invest in an index. Past performance is no guarantee of future results. Investing in these portfolios could result in a loss of principal.  

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Investment advisory services offered through American Portfolios Advisors, Inc. (APA), an SEC Registered Investment Advisor. 

For more information about the program sponsor, as well as its products, fees and services, please refer to the APA Brochure and Schedule H, which may be obtained by writing to American Portfolios Advisors, Inc. at: 4250 Veterans Memorial Highway, Suite 420E, Holbrook, NY 11741 or by calling APA Advisory Services at (631) 439-4600.

American Portfolios Advisors, Inc. (APA) is an SEC Registered Investment Advisor. SEC registration neither implies nor asserts that the SEC or any state securities authority has approved or endorsed APA or the contents of this disclosure. In addition, SEC registration does not carry any official imprimatur or indication.