Rooted in the belief that Americans place more faith in ideas than institutions, the philosophy of NPIM holds firm to an investor-focused discipline. 


The first step in a successful investment program is to understand the level of risk that is appropriate for a given investor.  A financial advisor must be in alignment with their client - working together on the same side of the table - to determine the level of risk he or she is willing to take. 


Don't put all your eggs in one basket. It's a simple - yet sound - idea that applies to all things in life, including not putting one's financial future into a single type of asset. Individual asset classes can be volatile as standalone investments. Being diversified may provide stability within a portfolio. Diversification cannot eliminate the risk of investment losses or market risk. That is NPIM's committed and uncompromised advice to managing assets.


Fear and losses can drive investors out of the market at the worst times. Good days often cluster around bad days, and missing the best days in the market can significantly lower returns. By exercising patience, staying invested and managing assets in accordance with established objectives to a consistent point of reference, investors are more likely to realize the growth necessary to meet their goals. 

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© American Portfolios 2019

This material is presented for informational and illustrative purposes only and should not be construed as investment advice, a recommendation to purchase or sell specific securities, or to adopt any particular investment strategy. Any current investment views and opinions/analyses expressed constitute judgments as of the date of this material and are subject to change at any time without notice. This material has been prepared on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. However, no assurances are provided regarding the reliability of such information and American Portfolios Advisors Inc. (APA) has not sought to independently verify information taken from public and third-party sources. APA makes no representation as to the accuracy, completeness, timeliness, merchantability or fitness for a specific purpose of the information provided from outside sources in this content, and assumes no liability whatsoever for any action taken in reliance on the information contained therein. This material may contain statements that are not historical facts, referred to as forward-looking statements. Future results may differ significantly from those stated in forward-looking statements, depending on factors such as changes in securities or financial market or general economic conditions. 


Investing entails risks and there can be no assurance that any forecasts or opinions expressed in this material will be realized, or whether Nine Points Investment Management (NPIM) will achieve the objectives herein or any particular performance results. It is not possible to directly invest in an index. Past performance is no guarantee of future results. Investing in these portfolios could result in a loss of principal.  

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