WHEN REFINANCING DOES (AND DOESN’T) MAKE SENSE
With mortgage rates nearly 100 bps lower today than in the first quarter of 20191, many of your clients may be considering refinancing their current mortgage. If they haven’t already discussed refinancing, it may be a good idea for you to start that conversation. Click here to read the entire article. #ThoughtLeadership
THE FUTURE STATE OF ASSET MANAGEMENT
Are your clients’ portfolios positioned for the profound changes that are likely to affect every investment they own, as well as the very foundation of our financial system? In a provocative white paper published by BNY Mellon Investment Management, Future 2024: Future-Proofing Your Asset Allocation in the Age of Mega Trends, two secular trends were identified that will reshape the asset management industry and require financial advisors to consider future-proofing their clie
SEINFELD’S INVESTMENT WISDOM
Seinfeld, the classic comedy show, found humor in the mundane. The show’s unique perspective produced memorable story lines and spawned a vernacular that still endures. Surprisingly, the show also offered a wealth of investment wisdom. Click here to read the entire article. #ThoughtLeadership
ARE ENERGY STOCKS A SMART SOURCE OF RETIREMENT INCOME?
Is it smart to make energy stocks a part of a retiree’s income plan when the demand for oil is low, the end of the fossil fuel era many be nearing, and a new generation of ESG-oriented investors and portfolio managers avoid them? Consider that Exxon Mobil, once the largest capitalization company in the world, has a dividend yield that hovers around 10 percent. The highly-respected and well-managed Chevron has a dividend yield of about 7 percent. With interest rates at histori
Thought Leadership: Is China's Economy the Future?
There is a wide consensus that China’s economy will overtake the U.S. economy in the next 10-15 years. For many Americans, the idea of a country opposed to the principles of democracy and free-market capitalism becoming the world’s economic superpower causes great anxiety. There may be good reasons to worry about a future in which China assumes economic leadership and leverages its interests at the expense of those of western liberal democracies, but there are also good reaso
Thought Leadership: Monetary Policy and the Stock Market
It’s no secret that central banks play an influential role in the direction of the stock market. To illustrate just how much of a factor they are in setting stock prices, we only need to go back to late 2018 when stocks plunged on the Fed’s turn toward quantitative tightening or its recent actions to steady the markets during the global pandemic meltdown. Click here to read the entire article. #ThoughtLeadership
Thought Leadership: What is the GDP Impact of Free Technology?
From search engines to GPS, the mark of this latest iteration of technological evolution is that so much innovation is made available to consumers for free. Despite the advent of companies like Google, Uber and Facebook, economic growth has been below trend for the last decade or more. Increasingly, economists are beginning to ask the question, “Is GDP, which measures the value of products and services sold and bought, being underestimated by the widespread use of free techno
{"items":["60afdbf117911700154d1ed0","60afdd0e7ac5f300157ef9ee","60afdd9424f46c0015d2eb28","60afde1ac36cc600152656b8","5fdd04d5bda7ab0017ee07d9","5fdd05fc4fbc350017424e7f","5fda3695478b550017f5a102","5fda3695478b550017f5a103","5fda3695478b550017f5a0ff","5fda3695478b550017f5a0fc"],"styles":{"galleryType":"Columns","groupSize":1,"showArrows":true,"cubeImages":true,"cubeType":"max","cubeRatio":1.7777777777777777,"isVertical":true,"gallerySize":30,"collageAmount":0,"collageDensity":0,"groupTypes":"1","oneRow":false,"imageMargin":32,"galleryMargin":0,"scatter":0,"rotatingScatter":"","chooseBestGroup":true,"smartCrop":false,"hasThumbnails":false,"enableScroll":true,"isGrid":true,"isSlider":false,"isColumns":false,"isSlideshow":false,"cropOnlyFill":false,"fixedColumns":0,"enableInfiniteScroll":true,"isRTL":false,"minItemSize":50,"rotatingGroupTypes":"","rotatingCropRatios":"","columnWidths":"","gallerySliderImageRatio":1.7777777777777777,"numberOfImagesPerRow":3,"numberOfImagesPerCol":1,"groupsPerStrip":0,"borderRadius":0,"boxShadow":0,"gridStyle":0,"mobilePanorama":false,"placeGroupsLtr":true,"viewMode":"preview","thumbnailSpacings":4,"galleryThumbnailsAlignment":"bottom","isMasonry":false,"isAutoSlideshow":false,"slideshowLoop":false,"autoSlideshowInterval":4,"bottomInfoHeight":0,"titlePlacement":"SHOW_BELOW","galleryTextAlign":"center","scrollSnap":false,"itemClick":"nothing","fullscreen":true,"videoPlay":"hover","scrollAnimation":"NO_EFFECT","slideAnimation":"SCROLL","scrollDirection":0,"scrollDuration":400,"overlayAnimation":"FADE_IN","arrowsPosition":0,"arrowsSize":23,"watermarkOpacity":40,"watermarkSize":40,"useWatermark":true,"watermarkDock":{"top":"auto","left":"auto","right":0,"bottom":0,"transform":"translate3d(0,0,0)"},"loadMoreAmount":"all","defaultShowInfoExpand":1,"allowLinkExpand":true,"expandInfoPosition":0,"allowFullscreenExpand":true,"fullscreenLoop":false,"galleryAlignExpand":"left","addToCartBorderWidth":1,"addToCartButtonText":"","slideshowInfoSize":200,"playButtonForAutoSlideShow":false,"allowSlideshowCounter":false,"hoveringBehaviour":"NEVER_SHOW","thumbnailSize":120,"magicLayoutSeed":1,"imageHoverAnimation":"NO_EFFECT","imagePlacementAnimation":"NO_EFFECT","calculateTextBoxWidthMode":"PERCENT","textBoxHeight":188,"textBoxWidth":200,"textBoxWidthPercent":50,"textImageSpace":10,"textBoxBorderRadius":0,"textBoxBorderWidth":0,"loadMoreButtonText":"","loadMoreButtonBorderWidth":1,"loadMoreButtonBorderRadius":0,"imageInfoType":"ATTACHED_BACKGROUND","itemBorderWidth":0,"itemBorderRadius":0,"itemEnableShadow":false,"itemShadowBlur":20,"itemShadowDirection":135,"itemShadowSize":10,"imageLoadingMode":"BLUR","expandAnimation":"NO_EFFECT","imageQuality":90,"usmToggle":false,"usm_a":0,"usm_r":0,"usm_t":0,"videoSound":false,"videoSpeed":"1","videoLoop":true,"jsonStyleParams":"","gallerySizeType":"px","gallerySizePx":348,"allowTitle":true,"allowContextMenu":true,"textsHorizontalPadding":-30,"itemBorderColor":{"themeName":"color_15","value":"rgba(37,37,37,1)"},"showVideoPlayButton":true,"galleryLayout":2,"calculateTextBoxHeightMode":"MANUAL","textsVerticalPadding":-15,"targetItemSize":348,"selectedLayout":"2|bottom|1|max|true|0|true","layoutsVersion":2,"selectedLayoutV2":2,"isSlideshowFont":true,"externalInfoHeight":188,"externalInfoWidth":0},"container":{"width":694,"galleryWidth":726,"galleryHeight":0,"scrollBase":0,"height":null}}
