Financial literacy has a predictive power in determining how well an individual can meet an unexpected expense or how likely someone is to save enough for retirement. A financial literacy gap not only points to a disparity in financial satisfaction, but it is a leading contributor to economic inequities. Our public schools continue to fall short on educating children about critically important personal financial topics. In a recent survey of states, only 21 states required hi

THE U.S. EQUITY markets had another strong showing in the second quarter of 2021 with the S&P 500 up 8.6%. Midcap returns were strong as well, up 7.5%, while Smallcap trailed in 2Q, but were still up 4% and 2%-plus ahead of the S&P 500 for the first half of the year. REITs and energy were large standouts, both up more than 10% in the quarter. International equity markets—both developed and emerging—continue to trail as vaccination efforts and, ultimately, the reopening of com

Financial advisors now have a new arrow in their quiver for their small employer retirement plan business—the pooled employer plan (PEP). PEPs are the creation of the SECURE Act and are designed to help small businesses offer retirement plans at a significantly lower administrative and expense burden. Click here to read the entire article. #ThoughtLeadership